Types of Leases & Loans

Alliance Funding Group (AFG) offers a wide array of equipment leases, financing and unsecured business loans to meet the different needs of each business. Our leases and loans fall under three main categories:

Application-Only Equipment Leases & Business Loans

Alliance Funding Group (AFG) offers a wide array of equipment leases and unsecured business loans to meet the different needs of each business. Our leases and loans fall under three main categories:

For businesses that need a quick and simple solution, AFG’s Application-Only program is the way to go. With a One-Page application, businesses can obtain up to $150,000 in financing, usually within 4 hours. A simple credit evaluation is conducted using commercial and personal credit bureaus depending on the size and ownership structure of the business.

  • Transaction size – $5,000 – $150,000
  • Application – 1 page application to review business or consumer credit reports
  • Term length – 24-84 months
  • Residual Options – Dollar Buyouts, 10% to 25% PUTS & Fair Market Value purchase options.
  • Payment types – Monthly, Quarterly, Seasonal, Cash Flow Based
  • Documentation – AFG Plain English Lease Agreement or an Equipment Finance Agreement
  • Equipment types – Most new or used business equipment, furniture, vehicles, software, etc.

Commercial Equipment Leasing

AFG’s Commercial Finance Division specializes in working with established middle market companies seeking well-planned, custom tailored financial solutions for their equipment needs. Our experienced professionals have the skills to develop comprehensive finance packages from $100,000 to $5 million.

Our diverse portfolio, aggressive financial structures and competitive pricing will ensure your next equipment financing experience will have the best options available.

  • Transaction size – $100,000 – $5,000,000
  • Application – Full financial package
  • Term length – 24-84 months
  • Buy outs – Fair Market Value, $1, 10%, Balloon Payment
  • Payment types – Monthly, Quarterly, Seasonal, Cash Flow Based
  • Documentation – Varies based on product
  • Structures – Master Lease Lines, Operating Lease (GAAP Qualified), Refinances, Sale and Lease Back Arrangements, Off
  • Balance Sheet Borrowing, Software Financing
  • Equipment types – Most new or used business equipment, furniture, vehicles, software, etc.

Working Capital

Beyond meeting the traditional equipment leasing and equipment financing needs of small and medium sized businesses, Alliance Funding Group is proud to provide unsecured working capital to companies in all stages of growth.

This product is a great option if you need an immediate influx of cash for your business. Applying for a working capital loan with AFG is easy, and you don’t need a rock-solid credit score or extensive collateral to get your loan approved.

We can help companies, which may have been considered too risky by traditional lenders, qualify for up to $150,000 by extending business credit loans based on their ability to pay versus a score which may be more reflective to the current economic environment, rather than by the value of their business. Read More»

Latest Updates

For businesses with a consistent revenue stream, we offer quick-access Working Capital Loans and cash advances. When you’re approved in our program, you’ll receive a lump sum of funds that are automatically deposited into your bank account.

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